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To Jonathan Moulton of Edison Risk, one of the routes he consistently recommends to wealth management professionals is a life insurance retirement plan (LIRP). As a professional in the financial services arena since 1999, Mr. Moulton has seen time and again high net-worth clients profit through an LIRP. In general, this approach gives the plan’s holder the opportunity to overfund the insurance policy as a way of building supplemental income for retirement.
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